Today, I want to focus on a new HYI program that launched around 10 days ago ( December 27, 2011). It is called LucidNature.

This is my first HYIP for 2012. Honestly, 2011 was not so profitable for me, and December brought upon a big surprise.  It was RiskCapitalFund or RCF. This program was backed by many hopes and expectations, and in the beginning of January – collapsed. Therefore, I am taking a careful pick this time, as I am more concerned with my performance in 2012. Now, lets have a look at my pick.

Design, navigation and layout: On first look LucidNature looks fresh and clean. It has original concept and catchy slogans. It gives a pleasant investing feeling. It has a nice clean layout and good design and it is very easy to navigate.  After registration you can immediately login.

Investment plans: The names of the plans represent the life cycle of a plant (pretty witty, judging by their slogan: “Plant your Wealth-Seeds and cultivate your Money-Tree”). The return ranges from 137.5% to 162.5% ROI:

Your initial investment is paid back after 25 Business Days (5 Weeks). Deposit minimum is $10 USD

The Break Even Point is 25 Business Days.

Referral Program: You receive 5% on all investments made by your direct referrals. You need to have active investment to earn referral commissions.

Payouts: All request are manual and processed in 12-48 hours (usually faster).  Minimum to withdraw is $1.00 USD.

Technical: On the technical part, LucidNature provides a secured script, quality DDoS protection from Staminus, dedicated server, 256-bit SSL and cash to pay for advertising. The combination of all these and the attractive investment plans, makes LucidNature a program that every serious investor should get in.

Accepted payment systems: Liberty Reserve, Solid Trust Pay and Alert Pay.

For more information you can contact Lucid Nature via the support form on their site or use their social networks pages:

http://www.facebook.com/lucidorganic

https://twitter.com/#!/lucidorganic

https://plus.google.com/104538272987903983292

Voting and comments (on behalf of your members) operation can also be executed on events of your choice. The very first fortunate customer of this plugin happened to be “FactUnion.com” and feedback that we have received so far is highly positive (as expected).

Please contact MonetarySoft support for pricing and more information.

Talking about most foolish and absurd programs, the fact is there are several of them and I am certain I just can’t be spending my whole evening writing about each and every of such, so therefore I’ll just put a glance on a few which I think deserves most to be “talked about” in this post because surprisingly they are all still paying and operational.

EuroxTrader.com

A couple days ago, when a friend of mine brought my attention to a site called “Eurox Trader” and immediately I got confused with another program going on named “Eurex Trade” so I did tell him, We’ve already reviewed that one at MonetaryPress! but as soon as I realized these are “2″ different program and visited their website at “www.euroxtrader.com“… first thing that I said was “Damn!”

E U R E X T R A D E . C O M
E U R O X T R A D E R . C O M

Most of graphics for their web design are indeed stolen (and I mean stolen!) from a previous swindler program known as EliteGain. Anyone who has been in this industry for an year can easily tell if the design has been done by Doris! and so EliteGain was! but what EuroxTrader is presenting is just a monstrous version of a beautiful creation from Doris. Before we continue further, take a look at these two screen-shots:

So who exactly did the design for EuroxTrader? It was definitely not Doris and it was definitely not that hard to find out! With my search query, I ended up at a freelance website where I found some interesting information…

Now we also have a clue which tells admin of EuroxTrader is from Malaysia (nothing wrong with that of course!) but an admin who fails to come up with a unique name/identity for his program and last but not least he is totally lost when it comes to building up a reasonable and appealing investment program. Although the program is still paying but I also still recommend you to avoid this one!

Some More Examples:

Okay these programs are not that absurd, or may be not absurd at all but still they have a “weird” side.

PaidJack.com is one of those programs which are known for their potential but for some reasons there is a big difference in the old and current PaidJack… Upon its launch, the program had gambling and poker related images all over it including in banners too but now they’re all gone! Now PaidJack advertises “No Risk investing in the Marketing business”. That is a big change! Weird? Anyway, since I am not a fan of PaidJack’s cruel admin because of his past programs (that’s why we also didn’t review/monitor site RiskCapitalFund.com), we decided not to add this program on MonetaryPress!

NewGNI.com… I don’t want to say too much about this very new program as it is really getting popularity, probably because being from the same admin (Jurgen) who ran original GNi which ended in December 2009. The only reason I am adding NewGNI in this post is because the idea to retrieve a closed program is kind of  “weird” for me. Just like FACTUnion.com which is another investment program gaining popularity these days, seems to be influenced by GulfReserve (which closed during Summer 2011) but admin (Amelia) denies it!

…So that’s it! and Happy New Year!

Now this concept has been revolutionized into a compensation system that pays you to advertise your pixel ads. The program is called PXSense and it is quite innovative. I will tell you why.

1. In PXSense you pay for one pixel spot that is 16x16px big. The representation of your ad is done through “favicon” of the advertised domain name. The system picks the favicon automatically. This process actually saves you the time you would spend picking an appropriate image for your ads.
   
2. PXSense offers you a passive income:  2% a day for 75 calendar days. They share their revenues with you, and consecutively makes it possible for you to earn considerable income while advertising. You can make 150% return on your money. For example, if you purchase units worth $100 you will get $150 out of it, $1000 will make you $1500 and so on.
   
3. PXSense gives you 10% bonus on the purchases of all new members you introduce to the program and 5% for the users referred by your direct referrals.
4. The advertising system is backed by a Paid-to-Promote program, designed to increase the value of your pixel ads. This system pays you $1 per 1000 visitors sent to the pixel page. This is really witty in a way, because it stimulates exposure of your ads. In other words, You get paid to show your own pixels!

Summary:

PXSense offers 2 payment processors:  AlertPay and SolidTrustPay. All withdrawals are processed manually and can take up from 12 to 48 hours (usually faster).  The minimum to make a withdrawal request is $5.

One pixel ad costs $10 and you can make up to 150% on it.

The script for PXSense is custom built exclusively from Monetarysoft.  The ddos protection is from Koddos and SSL encryption is provided as well.

Ending Comments:

PXSense does have all of the ingredients for a successful program: proven hosting, custom script, innovative concept, and especially a proven compensation plan.

I see a lot of support by other members. I expect a good run and I have already bought in my PXP Units. Did you?

To make final remarks, the program is in a lite launch, meaning that certain features are still in the works and there are additional things coming up on the scene. Reading from the forums and by asking support, I can conclude that the members will be seeing some surprises from PXSense with the coming of the new 2012 year. They are testing the waters so to say.

I expect a successful program here and I expect to make some money with PXSense. I do have some concerns about the lack of advertisement for the moment. Although, I am sure this will be taken care of. Good luck!

According to official blog update, this card will be available for purchasing in January 2012 and only limited number of cards are available. You also have to pre-register for eligibility:

Pre-registration for the cards is now open to select AlertPay members in nearly 50 countries, but the number of cards available per country is limited.

So that is exactly what I did!

Interestingly, there were 2 options available and so I had to choose from one of those: Do I want a USD card or CAD one? Obviously I chose USD one, but there are some interesting facts that I want to elaborate:

1. USD card is supposed to be available in January 2012, while the CAD card still has no clear release date although it could be spring 2012.
2. USD card is powered by a Third-party and not AlertPay itself, so instead of owner’s name, the card will rather say “AlertPay Member”.
3. This is NOT a freebie and $19.95 USD fee will be charged from eligible applicants.

Unfortunately, this ain’t as professional as what we’d normally expect from AlertPay because it simply doesn’t provide the integrity that AlertPay deserves. This is just like buying those ATM/Debit Cards from 3rd parties during E-Gold times or you could also compare it with those blue colored NxPay cards offered by AlterGold and holding the same VISA logo and all its power. So, at least I am not impressed!

Still it might be a nice option to withdraw money from AlertPay? Eh? We will see when/if it arrives, as January 2012 isn’t really that far from now. I only hope it does and, since AlertPay has always failed to fulfill its provided ETAs during this whole year, and has also constantly failed to deliver its promises on solving those major issues including Credit card processings and closed check withdrawals. Anyway I will be staying vigilant over this and will update as soon as I get the card! (provided they honor my eligiblity, lol!)

EurexTrade was launched on 28th of Feb. 2011 but it claim that its operational from 2002 in investment business and making profits and then decided to share there expertise for general public in 2007 and end up here in HYIP market.

Since the EurexTrade launch the investor are confused about their investment plans which fluctuate with the company’s day to day performance. In the HYIP industry, these kind of policy are very rare to see. EurexTrade offer it’s investment plan in a different pattern then any other HYIP which make it unique and different from other Companies. EurexTrade offers four investment plans ranging from a minimum deposit of 10 USD up to 500,000 USD with a facility to withdraw principal anytime through PerfectMoney, LibertyReserve and Bank Wire .

The first Plan “A” ranges from $10 USD to $500 USD offers a share of 50% of the profit, Obviously this plan is aimed towards the more average investors.

In the same way, Plan “B” allows a minimum of $501 USD and maximum $5000 USD with a profit of 55% and Plan “C” which range from $5001 USD to $20,000 USD with a profit sharing of 65%, have targeted more serious investors.

Plan “D” offering 75% profit at $20,001 USD to $50,000 USD investment, this plan has a insane minimum investment requirement which generally makes its less attractive because of high amount at risk.

The company also offers a special Plan “E” or referred as the “VIP” where the investor receive 85% profit and 5% is taken as rumeneration by the company but the minimum deposit for this plan is $50,000 USD. OOPPS!!! Who gonna take that risk!

But the real complication starts from this stage when someone (investor) want some stable investment that the reason people come to the HYIP sites, this is the place where an investor can make a high profit with a very low instability.

The investor is given share of the profit earning by the EurexTrade rather then a fix ROI. Mean daily profit is dependant on the companies performance which means at most days the profit should be there, while it may also cause disappointment, if the results turned negative the investor will still get a profit through the companies reserve fund but profit is very much lower then the average and they had never defined how much their reserve is and how that reserve is being manage.

EurexTrade also follow the tradition of referral bonus, and they had come up with one of the highest rate of the Industry i.e. 5% of the investment by the referral. And on the other hand this earning charm is open for non-active investors. Mean you can make money out of Zero Investment!

Other special features include Live Support Option and you can cross-check their daily performances in the stated business which is quite impressive. But we never advise our readers to trust these Sites as they in most of the cases They had lied about their Business and most of their ID are fake. They may last for year or just few days depending on your luck!

FACTUnion was launched at the very first day of December 2011, and is monitored at our Monitoring page from its beginning. I see some intelligence in name decision made by administrator (Amelia Sandu), as-per according to them: “FACT” is an abbreviation form of “Forex And Commodities Traders”. As the name speaks for it self, they claim trading in Forex and undisclosed Commodities as their main-steam or background business.

There are total of 3 investment plans offered by FACTUnion, 2 of them paying on hourly basis, each till 30 business days. These initial 2 plans are named “Forex” and “Commodities” respectively, denoting for what purpose the invested principle is going to be used for! Right? while the last plan is called “Long-Term” plan which is paying daily (not hourly on this one!) on all (calendar) days and up to 150 days. In-My-Opinion, even 150 “calendar” days is surely a quite extended period but its “some-what” reasonable when compared to total return of 180% (at rate of 1.2% per day).

Forex: 4% Daily (0.17% per hour) for 30 Business Days. Minimum participation: $1 USD and Maximum participation: $5000 USD. Total Return: 122.4%.

Commodities A: 5% Daily (0.20% per hour) for 30 Business Days. Minimum participation: $2501 USD and Maximum participation: $7500 USD. Total Return: 144%. while Commodities B: 5% Daily (0.21% per hour) for 30 Business Days. Minimum participation: $7501 USD and Maximum participation: Unlimited. Total Return: 151.2%.

Long-Term: 1.2% Daily for 150 Calendar Days. Minimum participation: $10 USD and Maximum participation: $10000 USD. Total Return: 180%.

Take a look at their plans page, and you will find actual plans paying hourly, and referred as “legendary”. I know why! This type of plans were first introduced by GulfReserve and since it’s the official blog of MonetarySoft, I can tell that very similar system was demanded by FACTUnion admin.

Anyways, the “Commodities” plan is aimed towards serious investors of arena, starting from minimum of $2501 USD but consisting of 2 sub-plans called “A” and “B”. The second one (B-plan) is even ridiculous as per minimum investment is $7501 USD and that makes it the only plan with possible compounding of up to 50%.

As an investor, you are suppose to break-even with your invested principle in 25 business days when invested in “Forex” plan (starter plan with least $1 investment). While those full-of-patience investors are suppose to break even in approx. 84 calendar days.

FACTUnion accepts LibertyReserve, AlertPay, Bank-Wire and PerfectMoney!

When you see bank-wire in funding options, the very first expression of anyone would be “Interesting!” but in-fact this bank-wire funding deal is very “tricky“, but not limited to FACTUnion, as I have seen several programs using this trick these days as what they do is: They either redirect you to one of exchanger who takes bank-wire from you or they are simply giving guidelines to deposit in AlertPay or PerfectMoney using your bank and then invest..

FACTUnion in my sights, is a program inspired by GulfReserve therefore, they have the “dream” combination of hourly-ROI with instant payouts. Despite of inspiration from or resemblance to GulfReserve, I believe this system is truly helpful and attractive for investors because no matter at what time they login, there is always something in their accounts to withdraw (instantly!) so that is a “PLUS+” factor For FACTUnion here.

FACTUnion is using customized version of Investments Suite Pro 1.3 from MonetarySoft with 256-Bit SSL certificate and DDoS protected dedicated hosting from staminus.

This site is offering LIVE SUPPORT which is mostly available as I have noticed, while, you can always use their contact us form. Support is outstanding because of dedicated commitment from admin which is rarely seen these days in other programs. FACTUnion is offering single tier 6% referral program.

Now I will conclude my review of FACTUnion considering this is the program with possible fortune and potential to grow BUT But but, there is always risk involved with any such program therefore read our disclaimer as well.

This program by default allows compounding, a rate which the investor can set at the time of registration but this can be changed later on as per member’s need, compounding for those who do not know basically allow the investor to use his principal profit to re-invest in the program.

HyperCompound introduces a complicated yet-interesting investment opportunity, Basically the website only offers a single investment plan which requires a minimum deposit of 1 USD but the plan is sub-divided into 10 levels with daily profit increasing with each level, the final level has a requirement of 50,000 USD. Investors automatically ascend to the next investment level when the investor further fund their account or the compounding feature can be utilized as well.

HyperCompound accepts LibertyReserve, PerfectMoney and Bank-Wire.

To keep it easy and simple HyperCompound has a “calculator” featured on their website which basically calculates your investment profits based on how long you plan to hold your investment, rate of compounding and finally level of your investment. This is something very helpful for reducing all the possible “headaches” for those new to the HYIP industry considering the programs unique investment plan.

The 1st level of this program has a daily ROI of 1.50% with a minimum deposit of 1-99 USD, The 2nd level has 1.60% for 100-199 USD, the 3rd plan has 1.71% for 200-499 USD, The 4th plan has 1.85% for 500-999 USD, The 5th plan offers 2.00% for 1000-1999 USD, This increases up to a daily percent of 3.00% for 50,000 USD on the last plan, Refer to their investment plans page for complete details and listing

There is no maximum lifetime for this plan but a minimum 100 days is recommended because: Interest is only credited on business days (Mon-Fri) on weekends you can expect to see no activity, the investor can request his principal back at anytime but a fee is charged based on how long the investment has ran, this fee is reduced by 1% on a daily basis so if the principal in requested back on 90th day the fee is only 10% so after a total 100 days of investment the investor is given 100% of his principal without any extra charges.

Apart from the pre-set daily ROI % HyperCompound offers a “Bonus Interest” which increases daily on a condition that the profit is not withdrawn, this interest rate increases daily by 0.01% so on the very first day your bonus profit rate is 0.01% but by the 70th day your daily bonus profit rate will be 0.70% and by 100th day the profit is 1% from this day the bonus profit will stop to grow but the investor will still receive his Daily ROI + Bonus Interest as long as the principal is not withdrawn, this “second” profit method is definitely a positive advantage and a source of public attraction towards the program.

HyperCompound offers Instant payout to its investors through their selected payment method; Members are paid their interest daily at 19:00 GMT (excluding weekends).

HyperCompound also has a 3-levels referral programs, You may earn 8% for your direct downline while 3% for their referrals and 1% for 3rd tier referrals.

HyperCompound is also available on 15 other languages including German, Spanish, French and Russian, an excellent addition helpful to those who do not belong to an English locality or do not have a deep knowledge of English language.

HyperCompound offers support via a ticketing system but also offers support through phone but local call charges will apply. A definite positive about this program is that it is hosted on a Hacking-Proof, DDoS protected server and has its security certificate verified by COMODO CA. which adds a sense of security when investing on this program.

HyperCompound certainly shows enough potential to continue growing, considering its statistics over the last months, but no matter what HYIP programs are still very risky, and no investment programs can last forever!

Now I would like to conclude my review of HyperCompound and once again I will mention that investing in HYIP programs can be very risky and I would like to request that you read our disclaimer.

EURJPY Forecast
The EURJPY attempted to push higher on Friday, slipped above 104.95, topped at 105.50 but whipsawed to the downside and close at 104.41 after the US NFP data. The bias is bearish in nearest term and a false breakout scenario might be produced testing 103.40/50 area even lower. On the upside, a clear break and daily close above 104.95 would turn my intraday bias to a bullish view testing the trend line resistance (white) and 106.00/50 area.

GBPJPY  Forecast
The GBPJPY attempted to push higher on Friday, topped at 122.55 but closed lower at 121.57.  Looks like we have a triple top formation around 122.62 strong resistance. This fact keeps my bearish intraday outlook intact testing 120.50 – 119.00 area. My double bottom bullish reversal scenario remains valid, but as long as stays below 122.62 I still prefer a bearish intraday scenario at this phase.

AUDUSD Forecast
The AUDUSD was volatile but indecisive on Friday. Price attempted to push higher, topped at 1.0322 but whipsawed to the downside and closed at 1.0214 after the US NFP data. On my h4 chart below we can see price is moving sideways after the bullish momentum triggered by the double bottom formation suggests a consolidation phase but still with more upside bias. The bias is neutral in nearest term. Immediate support is seen around 1.0149. A clear break below that area could trigger further bearish pullback testing 1.0080. On the upside, a clear break and daily close above 1.0329 would continue the double bottom bullish scenario testing 1.0440.

GBPUSD  Forecast
The GBPUSD failed to continue the bullish correction phase on Friday after the US NFP data and now slipped below the bullish channel as you can see on my hourly chart below which is a threat to the bullish correction phase. The bias is bearish in nearest term especially if price able to make a clear break below 1.5600 testing 1.5520 – 1.5422 support area. Immediate resistance is seen around 1.5635 area. A clear break back above that area could lead price to a neutral zone in nearest term but would keep the bullish correction phase intact at least testing 1.5700 area.

USDJPY Forecast
The USDJPY was able to maintain its bullish intraday bias last week. Although we have not seen significant bullish momentum so far, by staying above 77.80 the intraday technical bias should remain more to the upside, testing 79.52 as the nearest bullish target. A clear break and daily close above that area could trigger further bullish momentum testing 80.00 and 81.00 resistance area as a part of  a potential bullish reversal scenario after hit the record low at 75.65.

USDCHF Forecast
The USDCHF failed to continue its bearish correction phase in Friday, topped at 0.9240 and closed at 0.9210. The bias is bullish in nearest term testing 0.9320 key resistance area. A clear break and daily close above that area could end the bearish correction phase and continue the bullish scenario testing 0.9400 – 0.9500. Immediate support is seen around 0.9200 – 0.9170 area. A clear break below that area could lead price to neutral zone in nearest term testing 0.9100 – 0.9070 support area

EURJPY Forecast
The EURJPY had another indecisive movement yesterday. There are no changes in my technical outlook. Price has been trapped in range area of 106.50 – 104.95 since last week and need a clear break from the range area to see clearer intraday direction. I still prefer a bullish intraday scenario at this phase and 104.95 remains a good area for a long position with a tight stop loss. On the upside, a clear break and daily close above 106.50 could trigger further bullish pressure testing the major trend line resistance and 108.00 area.

EURJPY Forecast
The EURJPY had another indecisive movement yesterday. There are no changes in my technical outlook. Price has been trapped in range area of 106.50 – 104.95 since last week and need a clear break from the range area to see clearer intraday direction. I still prefer a bullish intraday scenario at this phase and 104.95 remains a good area for a long position with a tight stop loss. On the upside, a clear break and daily close above 106.50 could trigger further bullish pressure testing the major trend line resistance and 108.00 area.

AUDUSD Forecast
The AUDUSD bullish momentum was stopped yesterday and hit 1.0355 earlier today in Asian session. I still prefer a bullish intraday scenario at this phase but need another movement back above 1.0400 to keep the bullish scenario strong, still testing 1.0530 and 1.0660. Immediate support is seen around 1.0320 – 1.0280. I do not expect any movement/daily close below that area at this phase as it would be a threat to the bullish intraday outlook testing 1.0200 even 1.0110.

GBPUSD  Forecast
The GBPUSD was indecisive yesterday, made a Doji on daily chart but overall still able to maintain its bullish bias and traded above 1.6000. The bias is bullish in nearest term testing 1.6082 – 1.6200 region. Immediate support is seen around 1.5955 (yesterday’s low). A clear break back below that area could lead price to neutral zone in nearest term but as long as price stays inside the bullish channel and above 1.5850 my overall intraday bias remains to the upside.

USDJPY Forecast
The USDJPY attempted to push lower yesterday, hit 75.72 but closed higher at 76.11. The bias is neutral in nearest term but as long as price stays below 76.21 my overall intraday bias remains more to the downside, testing 75.00. On the upside, another movement and daily close back above 76.21 would keep price in the range area.

USDCHF Forecast
The USDCHF didn’t make significant movement yesterday. The bias is neutral in nearest term but my overall intraday bias remains to the downside after the break below the trend line support as you can see on my daily chart below, still testing 0.8700 even 0.8550. Immediate resistance remains around 0.8850. A clear break above that area could lead price to neutral zone in nearest term but only a clear break and daily close back above 0.8915 could stop the current bearish intraday outlook.

EURUSD Forecast
The EURUSD was able to maintain its bullish intraday bias yesterday. Price attempted to push lower after some bad Euro zone manufacturing/services PMI numbers but found a good support around 1.3820 before closed higher at 1.3918. My overall intraday bias remains bullish, still testing 1.4000 key/major/psychological level but there are hesitations to make a clear breakout above 1.3913. Immediate support is seen around 1.3870 followed by 1.3820 and the trend line support (red) as you can see on my hourly chart below. A clear break below the trend line support would postpone the bullish scenario and keep price in a sideways outlook between 1.3913 – 1.3670/55.

EURJPY Forecast
The EURJPY made another volatile but indecisive movement yesterday. Price has been trapped in range area of 106.50 – 104.95 since last week and need a clear break from the range area to see clearer intraday direction. I still prefer a bullish intraday scenario at this phase and 104.95 remains a good area for a long position with a tight stop loss. On the upside, a clear break and daily close above 106.50 could trigger further bullish pressure testing the major trend line resistance and 108.00 area.

GBPJPY  Forecast
The GBPJPY had another volatile but indecisive movement yesterday, made another Doji on daily chart. The bias remains neutral in nearest term with potential daily range between 122.62 – 120.00. I still prefer a bullish intraday scenario at this phase and only a clear break and daily close back below 120.00 could stop the current bullish intraday outlook, challenging the double bottom formation. On the upside, a clear break and daily close above 122.62 would give further confirmation to the double bottom bullish reversal scenario.

AUDUSD Forecast
The AUDUSD continued its bullish momentum yesterday, topped at 1.0497 and closed at 1.0457. The bias remains bullish in nearest term testing 1.0530 and 1.0660. Immediate support is seen around 1.0400. A clear break back below that area could lead price to neutral zone in nearest term but overall I still prefer a bullish intraday scenario at this phase.

GBPUSD  Forecast
The GBPUSD attempted to push lower yesterday, bottomed at 1.5899 but whipsawed to the upside, closed higher and slipped above 1.6000 key resistance area. On my 4 hour chart below we can see price has been moving strongly to the upside inside a bullish channel since the false breakdown below 1.5330 and as long as price moves inside the bullish channel and above 1.5850 my overall intraday bias remains to the upside. A clear break above 1.6000 could trigger further bullish pressure testing 1.6100 even 1.6200 region. Immediate support is seen around 1.5925. A clear break below that area could lead price to neutral zone in nearest term but any downside pullback now is normal and only a clear break and daily close below 1.5850 could be a threat to the current bullish intraday outlook.